If you're having difficulty keeping up with your payments, we're here to support you - please see What should I do if I'm struggling to pay my minimum payment?
If you need some help budgeting, there are budget tools available online. For an example, visit:
We've also provided some contact details for free, independent advice below:
StepChange Debt Charity - for debt advice throughout the UK
Phone: 0800 138 1111 or visit www.stepchange.org
PayPlan - for debt advice throughout the UK
Phone: 0800 280 2816 or visit www.payplan.com